RESEP REGAL DESSERT BOX. Manisnya Bisa Bikin Lupa Utang hehehe...

At first thought, life insurance may not seem to have a bearing on how to dispose of your assets in your estate plan. However, life insurance can be an integral, indispensably important part of a well-thought-out estate plan. There are numerous other benefits to owning a life insurance policy aside from providing a large sum of money to beneficiaries. Do not underestimate the importance of having cash funds immediately available in an uncomplicated way. Often the passing of a loved one or family member comes with a string of expenses that often exceed cost expectations. Much of what Americans have resides in investments like 401ks, IRAs, housing, and other illiquid assets with very little cash on hand. Life insurance proceeds protect families from having to force the sale of these assets at unfavorable tax rates. Some inheritable assets come with immediate payment requirements. Homes not fully paid off, cars, and the like can leave families with short-term liabilities requiring cash.  It is possible to gift an existing life insurance policy to your ILIT. Unfortunately, if you were to die within three years of making the gift, the policy amount can be included in your estate for tax purposes due to a rule known as a “lookback period.” In effect, this isn’t making the policy proceeds taxable, but it adds the policy proceeds amount to the total value of the estate, in turn making it part of your estate subject to taxes. As federal estate tax exemption amounts frequently change, it is prudent to fund your ILIT by purchasing a new policy. Doing so will avoid the possibility of a lookback period.

RESEP REGAL DESSERT BOX. Manisnya Bisa Bikin Lupa Utang hehehe...

Aku kembali membuat kudapan dari buku ke 2 mba susie . Sukses terus mba susie bukunya senoga laris manis yaa. Ini praktis banget soalnya gak pake oven gak pake mixer udah jadi. Ini juga bisa jadi ide jualan yaaa.

REGAL DESSERT BOX

by @andinkitchen

Aku menggunakan jar ukuran 280 ml bisa dapat 6 pcs

Bahan biscuit base :

200 gram biskuit marie regal

6 sdm butter

Lapisan putih :

80 gram keju cheddar (parut)

300 ml susu cair uht full cream

100 ml whipped cream cair

1 sdm gula pasir

1 sdm tepung maizena

1/2 sdt garam

Lapisan coklat :

150 gram coklat blok (cincang kecil)

150 ml whipped cream cair

Topping :

6 keping marie

Langkah :

1. Biscuit base : lelehkan butter, sisihkan. Hancurkan biskuit lalu tuang pada lelehan butter. Aduk rata kemudian masukan ke jar dibagi rata. Padatkan lalu masukan ke chiller agar mengeras.

2. Lapisan putih : masukan semua bahan lapisan putih pada sauce pan, nyalakan api, lalu aduk rata hingga mendidih dan agak kental. Tuang lapisan putih di atas biscuit base, bagi rata saja. Sisihkan hingga agak set.

3. Lapisan coklat : panaskan whipped cream lalu matikan api. Masukan coklat blok cincang lalu aduk hingga rata licin dan larut. Tuang bagi rata ke atas lapisan putih. Beri topping 1 keping biskuit marie. Masukan ke chiller hingga seluruhnya set, sajikan dingin.

SELAMAT MENCOBA

When using an ILIT, whether or not you are married, use the second to die, survivorship policy, or are single and have an individual policy must be considered. Choosing between variations of permanent life insurance for your ILIT, such as whole standard life, universal life, and variable life insurance, can be confusing, and your estate planning attorney can guide you to your best option. If you own a business and one adult child will take over the business. Still, other adult children are not interested or involved in the enterprise. The life insurance proceeds can provide the cash to buy out those inheritors’ business interests while leaving the business intact. Blended family systems can also benefit from life insurance payouts to ensure that all children receive an inheritance, not just the children of the last surviving spouse. Life insurance should be a part of your family estate plan. It can increase the wealth your heirs inherit and provide a ready source of cash for immediate financial obligations after your death. Which form of life insurance best suits your needs will depend on your age and situation. To speak with your estate planning attorney about how to use life insurance as an effective tool in your estate planning, please contact us to schedule a meeting. We are here to help.

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